Yüksek Enflasyon Ortamında Panik Yatırım Ve Yatırımları Kaçırma Korkusunun Bireysel Yatırım Performansına Etkisinin İncelenmesi
Özet Görüntüleme: 105 / PDF İndirme: 59
DOI:
https://doi.org/10.5281/zenodo.14020743Anahtar Kelimeler:
Panik yatırım, kaçırma korkusu, bireysel yatırım performansıÖzet
Varlıkların değer kazandığı ve birikimlerin değer kaybedebildiği yüksek enflasyon ortamında bireysel yatırım performansı, insanların refahını önemli düzeyde etkileyen bir faktördür. Bireysel finansal yönetim literatüründe, bireylerin yatırım kararlarının ön yargılardan etkilenebildiği görülmektedir. Bu araştırmada ise paniğe dayalı kararlar ve yatırımları kaçırma korkusunun enflasyon ortamında bireysel yatırımcı performansını etkileyebileceği fikri ileri sürülmektedir. Nitekim duyguların tüketici gibi pek çok farklı bağlamda insan davranışları üzerinde etkili olduğunu araştırmalar göstermektedir. Araştırma kapsamında, belirtilen değişkenler arası ilişkiler Kırıkkale ilinde kolayda örnekleme yöntemiyle toplanan birincil verilere dayalı gerçekleştirilen bir saha araştırmasıyla test edilmiştir. Elde edilen verilerin analizi neticesinde, yüksek enflasyon ortamında bireysel yatırım performansını; panik yatırımın panikle alış satış boyutunun ters yönde etkilediği, diğer taraftan yatırımları kaçırma korkusunun ise pozitif yönde etkilediği tespit edilmiştir. Panik yatırımın panikle alamama satamama boyutunun ise bireysel yatırımcı performansını anlamlı düzeyde etkilemediği belirlenmiştir. Kısaca ifade edilen duyguların ve buna dayalı kararların, bireysel yatırım performansında önemli değişkenler olabileceği fikri desteklenmiştir. Son olarak, araştırmacılara öneriler geliştirilmiştir
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